Financial Empowerment and Revitalization
Debt , Credit & Lifestyle Funding
- Acceleration & Elimination
- Options to boost credit
- Life on a fixed income
- Why lifestyle funds are a must
Welcome Home
- Prerequisite to Purchase
- Long Term value
- Mortgage Protection
- Downsizing
- No hassle rollovers
Protecting Your A$$ets
- Income Protection
- Term
- Permanent
- Income Preservation
- Retirement Planning
- Legacy Succession
- Final Expense
Minding Your Business
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- Key Man
- Disability
- Income Protection
- Employee Benefits/Retention
- Buy/Sell Agreements
- Business Succession
S.H.E has the Last Word
- Last will & Testament
- Living Will
- Financial Power of Attorney
- Medical Power of Attorney
Legacy Planning
- When should we start?
- How much is enough?
- Building Generational Wealth
S.H.E. Talk
- Financial Literacy workshops
- Customized Collaboration
- Separation/Divorce Financial Strategy
S.H.E. by Design
Cherese L. Spand has thrived in the financial services industry for over 16 years. She attended Mercy College in Dobbs Ferry NY.
Her corporate and secular experience has moved her to educate her clients in the areas of insurance, tax-free retirement planning and asset protection.
Her background as a Cosmetology Educator with strong managerial skills and training created a perfect storm.
The collaboration of the two industries prompted Cherese to address a need that was lacking, Financial Literacy for Women and Women in business.
Cherese’s unique skill set and determination has set her apart in the Financial Services arena. Her focus is educating families on the importance of having a solid financial blueprint.
Cherese is a member of Rotary International. She sits on the Executive Board for Monroe County Women’s Commission. And the Diversity Council for the Chamber of Commerce.
She won Distinguished Rotarian of the year for 2018-2019.